Its no surprise that mortgage lenders are getting creative with financing in order to help bring some affordable loan programs to the table.  Various lenders and government backed loan programs are offering help with down payments and closing cost.  We are here to help you navigate getting the right loan for you.  Here are some the new programs and current rates to help you attain your homeownership dreams! NADA: NADA is a FHA loan program with 100% down.  Usually FHA financing requires 3.5% down payment but this program has a little bit higher interest rate but does give you the